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This Privacy Policy is designed to help you understand the information I (or we in the case of my businesses which may be connected or running this site) may collect and how we secure that information. Understand this privacy policy may change with or without notice in the future. You can always see what privacy policy is currently in effect by clicking on the link that brought you to this page.

1. WHAT INFORMATION DO WE COLLECT?

When you visit the website you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and website use information collected on an aggregate basis as you and others browse the site.

2. PERSONAL INFORMATION

Registration Information: You will provide us information about yourself, your firm or company, and your practices when you purchase our services, register for forum support or register for email newsletters and alerts.

Email Information: If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses.

Statistical Information: We collect statistical usage information while you are on our websites. That may include behavior as to what information is accessed, as well as other usage information. We utilize third-party web-analytic providers who have the capability to cross-reference your activities on our site, with activities on other websites, and as a result, we may obtain information pertaining to your demographic or psychographic profile.

3. WEBSITE USE INFORMATION

Similar to other commercial websites, this site utilizes a standard technology called “cookies” (see explanation below, “What Are Cookies?”) and Web server logs to collect information about how this site is used. Information gathered through cookies and web server logs may include the date and time of visits, the pages viewed, time spent at this site, and the websites visited just before and just after our site. We, our advertisers, and ad serving companies may also use small technology or pieces of code to determine which advertisements and promotions users have seen and how users responded to them.

WHAT ARE COOKIES?

A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a website, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites. Some of our business partners (e.g., advertisers and analytics tracking services) use cookies that originate from their sites. We have no access or control to those cookies.

HOW DO WE USE INFORMATION WE COLLECT FROM COOKIES?

As you use this website, the site uses its cookies to differentiate you from other users. In some cases, we also use cookies to prevent you from seeing unnecessary advertisements or requiring you to log in more than is necessary for security. Cookies, in conjunction with our web server’s log files, allow us to calculate the aggregate number of people visiting this site and which parts of the site are most popular, as well as control content or offers shown to you. This helps us gather feedback in order to constantly improve this site and better serve our customers. Cookies do not allow us to gather any personal information about you and we do not store any personal information that you provided to us in your cookies.

4. HOW DO WE USE THE INFORMATION

Broadly speaking, we use personal information for purposes of administering and expanding our business activities, providing customer service and making available other products and services to our customers and prospective customers. Occasionally, we may also use the information we collect to notify you about important changes to this website, new services, and special offers we think you will find valuable. You may notify us of your desire not to receive these offers by clicking the unsubscribe link contained in each such email.

SHARING INFORMATION WITH THIRD PARTIES

The information we collect is used to improve the content of this site and the quality of our service and is not shared with or sold to other organizations for commercial purposes. That being said, your information could be shared under the following circumstances:

We use third parties to facilitate our business, including, but not limited to, sending email, validating login information, and processing payments. In connection with these offerings and business operations, these third parties may have access to your personal information for use in connection with those business activities. We make reasonable efforts to ensure that the sharing of this information occurs in a secure manner, but we cannot guarantee that information remains secure.

As we develop our business, we may buy or sell assets or business offerings. Customer, email, and visitor information are generally one of the transferred business assets in these types of transactions. However, understand that we will notify you in such a case whereas we sell our business and transfer as a result, your information as part of that business. It is not our normal process to sell the information we collect. Assets that we may acquire will be subject to our terms and privacy policy, regardless of the conditions they may have agreed to in prior agreements.

We may also transfer such information in the course of corporate divestitures, mergers, or any dissolution.

If it becomes necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Service, or as otherwise required by law. You should not have an expectation of privacy with respect to a potential inquiry by law enforcement, as that concept is understood under US law.

NOTICE OF NEW SERVICES AND CHANGES

Occasionally, we may also use the information we collect to notify you about important changes to this website, new services, and special offers we think you will find valuable. As our customer, you will be given the opportunity to notify us of your desire not to receive these offers by clicking the unsubscribe link contained in each such email.

5. HOW DO WE SECURE THE INFORMATION

Generally, the internet is not a secure communication medium. However, we do take reasonable and appropriate steps to safeguard information provided to us. Generally, people communicate with us in two ways – via email (including website forms) and secure areas of our website.

EMAIL & FORM COMMUNICATIONS

Email is not generally recognized as a secure medium of communication. For this reason, we request that you do not send private information to us by email. This includes all contact forms on our website, which use protocols to package and send your message as regular electronic mail. You will never receive from us a communication asking you to reply via email with financial information. If you receive an email purporting to be from us requesting financial or other sensitive information – please contact us.

SECURED SOCKET LAYERING

Some of the information you may enter on this site (such as when ordering products or subscriptions) may be transmitted securely via Secure Sockets Layer SSL-encryption services. SSL (Secure Sockets Layer) is the standard security technology for establishing an encrypted link between a web server and a browser. The purpose of an SSL connection is to ensure that all data passed between the web server and browsers remain private and integral. SSL is an industry standard and is used by millions of websites in the protection of their online transactions with their customers. Pages utilizing this technology will have URLs that start with HTTPS instead of HTTP. Please note that the SSL-encryption is generally recognized to provide good security in most circumstances, but we do not warrant that information transmitted this way cannot be discovered or disclosed to third parties.

FINANCIAL INFORMATION

All transactions involving the transfer of financial information on our website (excluding voluntarily provided information via email which we do not authorize) is completed using secured transaction portals and protocols. All financial transactions pages occur with SSL-encryption as described above. Our credit processors use additional encryption and generally accepted financial industry standards, to protect such information, from disclosure.

Note that financial information is not kept on our website servers. In order to protect information regarding payments, financial information is stored according to the requirements of our credit card processors and is secured by their technology, consistent with financial industry standards. This is generally known as PCI compliance.

Consistent with state and federal legal requirements, we will notify our users in a timely manner any breaches of security that we become aware of through our financial partners, and you authorize us without further prior notice to empower our affiliates to take all reasonable steps necessary to secure and safeguard personal or financial information in the event of a breach, as well as revealing information as required to law enforcement investigating such breaches.

WHAT ABOUT OTHER WEBSITES LINKED TO THIS SITE?

We are not responsible for the practices employed by websites linked to or from our site nor the information or content contained therein. Often links to other websites are provided solely as pointers to information on topics that may be useful to the users of our site. Please remember that when you use a link to go from our site to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including sites which have a link on our site, is subject to that website’s own rules and policies. Please read over those rules and policies before proceeding.

6. VOLUNTARY DISCLOSURE & NO EXPECTATION OF PRIVACY

You are given notice that you do not, and should not, have a reasonable expectation of privacy regarding any information transmitted or stored on our systems or by those of our affiliates, consistent with how the phrase “expectation of privacy” is understood in the context of U.S. law (state or federal – as may be applicable). We explicitly notify you that we may disclose any information you’ve provided us if required to do so by law, or if in our sole judgment, we believe that such action is necessary and/or reasonable to (a) conform to the law or comply with legal process served on us or affiliated parties; (b) protect and defend our rights and property, our site, the users of our site, and/or our affiliated parties; (c) act under circumstances to protect the safety of users of our site, us, or third parties.

In accordance with our terms of service, you agree to hold us harmless and we disclaim specifically any liability in connection with such disclosures.

7. YOUR CONSENT

By using this site, you consent to our collection and use of your personal information as described in this Privacy Policy. If we change our privacy policies and procedures, we will post those changes on this site to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it.